Planned Giving to Assabet Valley Mastersingers

In classical music, the ground or cantus firmus is an underlying melody on which a larger composition is built. What makes up the “ground” in your life? Is it your family and friends, the community where you live and work? And what makes any community a great place to live? The towns of the greater Assabet Valley can boast great stores and restaurants, attractive homes and good schools, but even that “ground” would be incomplete and unsatisfying without music and the arts.

To build on this “ground” we need your help. Your planned investment in the AVM Endowment Fund will ensure that this rich harmony resounds. Ticket sales, advertising revenues and grants offset the immediate expenses of our concert seasons but do not increase the investment base that is essential to long-term success. We hope you will consider adding your voice—your contribution—to this campaign. A beautiful cantus firmus can inspire harmony forever.

Donate securities or stocks: Take advantage of tax benefits; a professional investment manager will help with your donation.

Make a bequest: Bequests are the most popular type of deferred gift. You can include a gift in your original will or revocable living trust, or add one later by an amendment. The gift can be for a specific amount of money, specific piece of property, or a percentage of your estate. Once family, friends, and other loved ones are cared for, the AVM can find a place as part of your life’s legacy. The following is sample bequest language to share with your attorney:

I, [name], of [city, state, ZIP], give, devise and bequeath to the Assabet Valley Mastersingers Endowment Fund [written amount or percentage of the estate or description of property] for its unrestricted use and purpose.

Retirement Plan Assets: You may designate the AVM as the beneficiary of your IRA or other retirement assets (such as 401(k) and 403(b) plans) and the AVM will receive the funds upon your passing. The entire balance or just a portion may be designated for the AVM’s use. If you wish, you may make an outright gift from these same assets during your lifetime; this would benefit the AVM immediately. Retirement assets (such as 401(k)s and IRAs) can generate estate and income taxes, leaving little for your heirs, but by designating the AVM as a beneficiary you can potentially avoid these taxes while supporting the choral arts.

Contribute Tax-Free to AVM through your IRA:  If you are older than 70½ and must take your Required Minimum Distribution from an IRA, please consider having a portion of it sent directly to Assabet Valley Mastersingers.  This way you have fulfilled part of your requirement for the RMD, you pay zero taxes on the distribution, and AVM gets a donation from a loyal supporter.  The requirement to avoid all taxes on your part is that the donation must transfer directly from the IRA trustee to AVM.  You can designate it either for your annual sponsorship donation or for a donation to the AVM Endowment Fund.  Both will ensure that AVM can continue to bring you the choral masterworks.

Life Insurance Gifts: Should you have a paid-up life insurance policy that you no longer need, you may make a gift of it by transferring the policy outright to the Assabet Valley Mastersingers or by naming the AVM as a beneficiary, similar to retirement assets.


Join the Harmony – Giving Levels

Bach $25,000
Handel $10,000
Mozart $5,000
Haydn $2,500
Beethoven $1,000


If you would like to share your plans with AVM, please use this Planned Giving Confirmation Card. [insert link to pdf card] Confirmed donors become part of the Benefactors of the Arts, our circle of Leadership donors. For more information, please contact AVM Executive Director, Ellen Church at For immediate donations or pledges please see our Endowment page.